Flood Insurance

There's something you should know: Flood losses are not covered by your homeowners insurance policy. Pearson & Company Insurance can insure your home against flood losses if you live in Meridian, Newton, Philadelphia, Quitman and the surrounding area in Mississippi. 

Floodwaters have the power to damage not only your home and sense of security, but also your financial future. How can you protect your most important investment in case of flooding?

Buy flood insurance and stay protected no matter what. When disaster strikes, flood insurance policyholder claims are paid even if a disaster is not Federally declared. Flood insurance means you'll be reimbursed for all your covered losses. And unlike Federal aid, it never has to be repaid. 

In general, a policy does not take effect until 30 days after you purchase flood insurance. So, if the weather forecast announces a flood alert for your area and you go to purchase coverage, it's already too late. You will not be insured if you buy a policy a few days before a flood. Contact Pearson & Company Insurance for a quote on your home today.

Read our blog post here that answers lots of common questions on flood insurance. 

Stay prepared, read our tips for preparing for flood season.