General liability insurance protects against injury and property damage to third parties. This can include visitors, customers, suppliers or associates. Employees are often covered separately by worker’s compensation.
Property insurance protects your assets in the event of a fire, disaster or vandalism. These assets can include the building, fixtures, equipment, machinery, furniture, computers, inventory and supplies.
Auto insurance covers injuries from an accident involving your staff or volunteers using any car, including their own, for nonprofit activities.
Product Liability insurance protects your nonprofit in the event of a lawsuit claiming your product is unsafe or defective.
Directors and Officers insurance protects the members of your board of directors and your officers in the event of a lawsuit alleging fraud or financial mismanagement.
Professional Liability insurance protects against claims of mismanagement and workplace incidents like discrimination or sexual harassment.
Workers’ Compensation compensates employees for medical expenses and lost wages after an on-the-job injury.
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